ДЭМКО

18.12.2022 02:02 •  Английский язык

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student: who really owns the bank?

banker: the stockholders own it. in the beginning, they put up the necessary capital and were granted a char¬ier from the government.

s..- are the members of the board of directors

stockholders?

в.: oh, yes. they're chosen by the other stockholders to operate the bank.

s.: and the board hires ihc presidcnl and ihc vice-prcsi-

denls lo manage h?

b.: thai's right. along with the cashier, the tellers and the clerical workers.

s.: 1 guess most of your work has lo do wilh checking

and savings accounts and making loans.

b.: yes. but we invest money loo. planning the bank's investments is also very important.

s.: do you divide all the profits among the stockhold-

ers?

b.: not all of them. the stockholders receive regular dividends. but some of our earnings are held in reserve accounts.

s.: 1 suppose thai would be necessary.

b.: here's a copy of our lasl published statement. you see, the reserves are shown here as surplus and undivided profits.

questions on the dialogue:

1. who owns the bank?

2. how does a bank start?

3. who chooses the board?

4. whal's the board's lask?

5. who hires the employees?

6. whal are the bank's main activities?

7. how are the profits distributed?

8. how are the stockholders kept informed?

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