Customers are now far more likely to transact business using a cashpoint machine than facing a teller across the counter.Покупатели склонны совершать сделки ,используя банковский автомат,чем общаясь с кассиром через стойку.Speed, efficiency and convenience seem to be the key factors in retail banking these day.Скорость ,эффективность и удобство кажутся главными факторами в розничной торговле на сегодня. As competition between banks increases, the ability to provide new and more flexible products and services distinguishes winners from losers in the market.Поскольку соревнования между банками увеличивается предложить более устойчивые продукты и сервис,отличают победителей от проигравших на рынке. Banking by telephone is set to become the norm for most personal clients within the next decade; the customer need never enter his or her local branch.Сделка по телефону станет нормой для большей части клиентов в течении следующего десятилетия;покупателю никогда не надо входить в личное ее или его отделение
16- There are two types of formal education: general and vocational.
General education commonly transmit cultural heritage and don't prepare trained specialists. We can find examples of general education almost in all elementary education and then in secondary schools.
While general education teaches us skills which we use throughout our life (for example reading, writing and arithmetics), vocational education prepares students for a job! Vocatonal education can teach us more technical subjects and give us a lot of practise. Also, there are some universities and separate professional schools which prepare their students for careers in architecture, business, medicine, music, teaching, and a lot of other fields.
Customers are now far more likely to transact business using a cashpoint machine than facing a teller across the counter.Покупатели склонны совершать сделки ,используя банковский автомат,чем общаясь с кассиром через стойку.Speed, efficiency and convenience seem to be the key factors in retail banking these day.Скорость ,эффективность и удобство кажутся главными факторами в розничной торговле на сегодня. As competition between banks increases, the ability to provide new and more flexible products and services distinguishes winners from losers in the market.Поскольку соревнования между банками увеличивается предложить более устойчивые продукты и сервис,отличают победителей от проигравших на рынке. Banking by telephone is set to become the norm for most personal clients within the next decade; the customer need never enter his or her local branch.Сделка по телефону станет нормой для большей части клиентов в течении следующего десятилетия;покупателю никогда не надо входить в личное ее или его отделение
15- 1, 3, 2, 4
16- There are two types of formal education: general and vocational.
General education commonly transmit cultural heritage and don't prepare trained specialists. We can find examples of general education almost in all elementary education and then in secondary schools.
While general education teaches us skills which we use throughout our life (for example reading, writing and arithmetics), vocational education prepares students for a job! Vocatonal education can teach us more technical subjects and give us a lot of practise. Also, there are some universities and separate professional schools which prepare their students for careers in architecture, business, medicine, music, teaching, and a lot of other fields.